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Hyundai Finance™ at Mackay Hyundai

Hyundai Finance™ offering you more.

A range of car finance options to meet your needs and help you get that new or pre-owned Hyundai sooner rather than later.

No matter who you are or which Hyundai you have your eye on, we have a range of finance options available, for both private and business use, at your local dealership. Making the overall buying process convenient.

All our Hyundai Finance™ options are provided through Allied Finance, a trusted provider for car finance in Australia.

Personal

Hyundai CarPlan™

Hyundai CarPlan™

What is Hyundai CarPlan™? It is one of our finance products that gives you increased flexibility every time you buy from us. The benefit is that at the end of your finance contract you can choose to pay any amounts owing on the contract to keep the car, trade it in for a newer Hyundai or return it and use the agreed Guaranteed Future Value that will meet any amount owing under the finance contract[H1]. It’s up to you!

Find out more

Consumer Finance Loan.

Consumer Finance Loan.

What is a consumer finance loan? A consumer loan is an arrangement where Hyundai Finance™[H2] lends you the money to buy whichever new or pre-loved Hyundai you like. You then pay it off over the term and once the loan is repaid the car is all yours!

Business

Finance Lease

Finance Lease[H2]

What is a finance lease? This is a rental agreement whereby you have full access to the car in return for paying a regular rental fee for a set term. Hyundai Finance™ will own the car.

Commercial Hire Purchase

Commercial Hire Purchase[H2]

What is a commercial hire purchase? Essentially, a hire purchase allows you to hire our Hyundai vehicles over an agreed repayment term. The title for the vehicle is then transferred over when the last rental payment is made.

Goods Loan

Goods Loan[H2]

What is a goods loan? This is an attractive option when your vehicle will be used for business purposes at least 50% of the time. As a result, you may be able to claim tax deductions including depreciation.*

Why choose Hyundai Finance™?

Business effective options.

Business effective options.

All our business finance options – finance lease, hire purchase and goods loan – can be tax effective options for business*.

Choose your term.

Choose your term.

You have the option to choose the length of term for your finance option from 1 year to 5 years.

Expert assistance.

Expert assistance.

Contact Mackay Hyundai and speak with one of our expert finance managers to help choose the best finance option for you and your business.

All inclusive finance.

All inclusive finance.

We may also be able to finance the upfront costs related to purchasing your vehicle, making the process that little bit simpler.

Tailor your repayments.

Tailor your repayments.

After assessing your needs you may decide to pay a deposit upfront or opt to make a balloon payment at the end of your loan term. This may allow for a more tailored repayment plan for your business.

No additional security.

No additional security.

In most cases, the value of your Hyundai is all the security we need to provide you with one of our finance solutions.

How Hyundai Finance™ works.

Your car finance journey starts here - calculate your estimated repayments online and then reach out to one of our friendly finance managers so we can help you each step of the way.

Step 1: Calculate your repayments online.

Step 1: Calculate your repayments online.

Use our flexible loan calculator below to research what your loan repayment options may be.

Step 2: Get assistance.

Step 2: Get assistance.

Our finance specialists are ready to answer all your questions. Come into Mackay Hyundai or give us a call to continue your finance journey.

Step 3: Apply for the loan.

Step 3: Apply for the loan.

Agree on a finance solution, apply for the loan and (if approved) sign your contract and drive away in your new Hyundai vehicle.

* The calculations performed and the results provided by the calculators on this website are estimates only and should be treated as a guide. The calculations and information provided using the calculators should not be your only source of information and advice when making financial decisions. For a quote or to apply for finance please contact us. Finance is provided by Allied Retail Finance Pty Ltd trading as Hyundai Finance ABN 31 609 859 985 Australian Credit Licence 483211. Finance to approved applicants only. Credit criteria, fees, charges and T&Cs apply.

Common finance questions.

We know that working out the best finance option can be hard work.
So, to help you get you started, below are some commonly asked questions along with their general answers. 

What do I need to apply for finance?
When applying for Hyundai Finance please have the following documents ready to confirm your identity and so we can better understand your financial position. This all helps us to identify an appropriate finance option.

  • Current driver’s licence or proof of identity
  • Proof of income - 3 consecutive pay slips
  • If a homeowner, proof of ownership such as council rates notice or title

What happens at the end of my finance period?
This depends on the finance option you choose to go with. For most this will mean that you now own your car outright, for others it will mean that a range of options may be available. For example, this may be the opportunity to trade it in, return the vehicle and access the agreed Guaranteed Future Value[F1] to repay the loan balance or even upgrade to a new model on a new finance plan. Regardless, this will all be explained to you at the outset of the process so you know right from the start what to expect at the end.

What is the eligibility criteria for a Business Loan?

As finance for business is a little different to a personal loan there are some additional criteria you may need to be aware of to help process your request and to get the right solution for your business. Depending on the structure of your business, these additional criteria may include;

  • Proof of ABN and Business Registration.
  • BAS and bank statements
  • Business financials (depending on how long your business has been operating)

Your business manager will be able to advise you what information is required.

  • Disclaimers

    Finance is provided by Allied Retail Finance Pty Ltd trading as Hyundai Finance ABN 31 609 859 985 Australian Credit Licence 483211. Finance to approved applicants only. Credit criteria, fees, charges and T&Cs apply.

    [H1] The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by ARF* and set out in your contract. At the end of the term, you can select from the three options: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to us at the end of the loan term after all monthly repayments have been made. Available on new and demonstrator Hyundai vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, ARF* or another person or entity with ARF*’s agreement will purchase the vehicle from you for the Guaranteed Future Value, which will be put against to cover amounts outstanding under your Loan. You will be liable for any loan contract deficit. Subject to minimum acceptable standards and agreed kilometres being met. The GFV cannot be reduced. if you exceed the nominated kilometre allowance and/or the vehicle is not in minimum acceptable standards; you are liable for the excess kilometre fees; and charges to bring the vehicle up to the minimum acceptable standards. Only available to approved applicants of ARF*. Terms, conditions, fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. The information provided is general in nature. You should seek your own financial advice to determine whether this is appropriate for your individual circumstances. Finance is provided by *Allied Retail Finance Pty Ltd trading as Hyundai Finance ABN 31 609 859 985 Australian Credit Licence 483211. Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

    [H2] The information provided on this website by Allied Retail Finance Pty Ltd trading as Hyundai Finance ABN 31 609 859 985 Australian Credit Licence 483211 is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the product and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.